Featured📅 9/17/2026👁️ 1 views

Learn Chinese with Lala: Cost of Retirement in China

Interactive Transcript

h
i
jiā
hǎo
Hi everyone,
shì
I'm Lala.
huān
yíng
gēn
xué
zhōng
wén
Welcome to learning Chinese with me.
shí
jīn
tiān
méi
xiǎng
hǎo
yào
pāi
shén
me
Actually, I hadn't really decided what to film today,
dàn
shì
zhè
shì
zài
běi
hǎi
de
zuì
hòu
xīng
le
but this is my last week in Beihai,
suǒ
jué
de
yào
pāi
diǎn
shén
me
so I felt like I had to film something.
běi
hǎi
de
jīng
zhī
zhù
shì
yóu
yǎng
lǎo
Beihai's main economic pillars are tourism and retirement,
suǒ
yǒu
hěn
duō
tuì退
xiū
de
rén
so there are a lot of retired people.
men
dōng
tiān
jiù
lái
zhè
guò
dōng
They come here in the winter to escape the cold,
yīn
wèi
zhè
de
dōng
tiān
hái
shì
jiào
wēn
nuǎn
de
because the winters here are still relatively warm.
men
xiàn
zài
hǎi
biān
kàn
yi
kàn
Let's head to the beach now to take a look,
yīn
wèi
zài
yǒu
hěn
duō
lǎo
rén
because there are a lot of elderly people there
chàng
ya
singing,
tiào
a
dancing,
hái
yǒu
tán
zhǒng
yuè
and playing all kinds of instruments.
jué
de
men
de
shēng
huó
de
fēng
duō
le
I think their lives are much more colorful than mine.
xiàng
zhè
shǒu
zi
For a song like this,
liàn
duō
cháng
shí
jiān
néng
xué
huì
a
how long does it take to learn?
xué
huì
hěn
róng
a
Learning it is quite easy.
kàn
yào
chuī
dào
shén
me
chéng
shì
ba
It depends on how well you want to play it, right?
duì
Right.
jiù
shì
shuō
Exactly.
hǎo
shén
me
jiào
hǎo
méi
yǒu
dìng
de
biāo
zhǔn
I mean, what is 'good'? There is no fixed standard.
hǎo
le
hái
yǒu
gèng
hǎo
There's always room for improvement.
shí
zhè
ge
shì
西
yáng
yuè
Actually, among Western wind instruments,
guǎn
yuè
biān
yīng
gāi
shì
gōng
rèn
de
this is generally recognized as
jiào
róng
xué
de
yuè
one of the easier instruments to learn.
jiào
róng
mén
It's relatively easy for beginners.
suǒ
nín
de
gōng
zuò
shì
gēn
yīn
yuè
xiāng
guān
de
So, is your job related to music?
duì
běn
lái
jiù
shì
huan
yīn
yuè
chū
lái
wán
yīn
yuè
de
Yes, I've always loved music, so I just came out to play.
ge
kāi
shǐ
huā
qián
zài
zhè
biān
zhù
At first, I spent money to stay here.
hòu
lái
ne
But then later on,
jiù
shì
shì
yǒu
qián
rén
suǒ
jiù
gōng
I'm not rich, so I got a part-time job.
zhǎo
qīng
xián
diǎn
de
gōng
zuò
I looked for a more relaxed job
jiě
jué
shēng
huó
fèi
to cover my living expenses.
néng
yǎng
huó
jiù
xíng
Just enough to support myself.
duì
duì
duì
zhè
ér
fǎn
zhèng
shēng
huó
xiāo
fèi
jiào
Right, right, right. Anyway, the cost of living here is quite low.
zhè
dōu
shì
bān
dōu
zhǎo
bāo
chī
bāo
zhù
de
gōng
zuò
I usually look for jobs that offer free room and board.
bāo
chī
bāo
zhù
de
gōng
zuò
Jobs with room and board.
suǒ
jiù
běn
shàng
So basically,
shēng
huó
shàng
zěn
me
yào
huā
qián
le
I barely have to spend any money on daily life.
ǹg
Mhm.
nín
xuǎn
zhè
ér
shì
yīn
wèi
zhè
biān
de
hòu
jiào
hǎo
ma
Did you choose this place because of the nice climate?
āi
zhè
me
shuō
Yeah, you could say that.
kāi
shǐ
shì
zài
ge
shān
dōng
zhào
Initially, I was in Rizhao, Shandong.
fǎn
zhèng
jiù
zài
zhào
dài
zhe
dài
le
duàn
shí
jiān
Anyway, I stayed in Rizhao for a while.
hòu
lái
dào
dōng
tiān
le
Then winter came,
tiān
lěng
le
and it got cold.
zhào
shì
zhù
It wasn't suitable to stay there anymore.
péng
yǒu
shuō
běi
hǎi
ba
My friend said, 'Go to Beihai.'
zài
běi
hǎi
hái
yǒu
fáng
zi
'I have a house in Beihai
jiù
shì
méi
rén
zhù
that's just sitting empty.'
ér
zhèng
hǎo
hǎi
biān
yuǎn
'Go there, it's not far from the beach.'
jiù
bēn
zhe
zhè
ér
lái
le
So I headed straight here.
lái
le
jiù
liú
le
hǎo
yuè
le
Once I arrived, I stayed for several months.
sān
nián
le
It's been three years now.
ò
sān
nián
le
Oh, three years!
zhè
ér
huán
jìng
tǐng
hǎo
The environment here is great.
duì
duì
duì
huán
jìng
tǐng
hǎo
Yes, yes, the environment is indeed very nice.
bié
shì
jiào
shì
wèi
lái
de
yǎng
lǎo
kǎo
Especially since it's quite suitable for my future retirement plans.
zài
kǎo
I'm considering it.
zhì
shǎo
kǎo
shì
fǒu
zhè
hòu
de
At least I can consider whether to spend my later years here
yǎng
lǎo
shén
me
de
for retirement and all.
rén
rèn
wéi
zhè
ér
fēi
cháng
shì
yǎng
lǎo
Personally, I think this place is perfect for retirement.
āi
fēi
cháng
shì
yǎng
lǎo
Yes, perfect for retirement.
yīn
wèi
jià
duì
ba
Because the cost of living is low too, right?
duì
duì
duì
fēi
cháng
shì
zhè
ge
yǎng
lǎo
Right, right, right. It's very suitable for retirement.
zhè
shì
hǎi
tān
de
kǒu
This is the entrance to the beach.
měi
tiān
dōu
yǒu
hěn
duō
lǎo
rén
zài
zhè
tiào
Every day, many elderly people dance here.
zài
zhōng
guó
zhǐ
yǒu
lǎo
rén
měi
tiān
tiào
In China, only the elderly dance every day.
hěn
shǎo
kàn
dào
nián
qīng
rén
tiào
You rarely see young people dancing.
men
tiào
de
shì
xīn
jiāng
They are doing Xinjiang dances,
dàn
shì
men
dìng
shì
xīn
jiāng
rén
but they aren't necessarily from Xinjiang.
yīn
wèi
hěn
duō
rén
jué
de
xīn
jiāng
hěn
hǎo
kàn
Since many people find Xinjiang dances beautiful,
suǒ
so,
lùn
shì
xīn
jiāng
de
shǎo
shù
mín
hái
shì
hàn
both ethnic minorities from Xinjiang and Han Chinese
dōu
hěn
huan
men
de
dǎo
all really enjoy their dances.
zhè
jiù
shì
běi
hǎi
de
shā
tān
This is Beihai's beach.
jué
de
zhè
de
shā
tān
dōng
tiān
shì
hěn
piào
liang
I don't think the beach here is very pretty in the winter.
néng
yīn
wèi
dōng
tiān
Probably because during winter,
yǒu
shí
hòu
kōng
tài
hǎo
the air quality isn't very good sometimes,
suǒ
so
kàn
lái
huī
méng
méng
de
it looks a bit gray and hazy.
xià
tiān
yīng
gāi
huì
gèng
piào
liang
It must be much more beautiful in the summer.
gāng
lái
de
shí
hòu
When I first arrived,
ge
shí
hòu
hǎi
biān
yào
gèng
piào
liang
the beach was much prettier back then.
ǹg
Mhm.
huí
jiā
de
shang
(On the way home)
běi
hǎi
yǒu
hěn
duō
kāi
fáng
chē
lái
xíng
In Beihai, there are also many people who travel in RVs,
huò
zhě
guò
dōng
de
rén
or spend the winter here.
hēi
men
jīn
tiān
Hi, today we'll continue
kàn
yi
kàn
tuì退
xiū
lǎo
rén
de
shēng
huó
checking out the lives of retired seniors.
zhè
wèi
shū
Sir,
néng
bu
néng
cǎi
fǎng访
xià
could I interview you for a moment?
a
Sure.
zhè
shì
ba
This is my dad.
zhāo
Say hello!
jué
de
wèi
shén
me
hěn
duō
rén
tuì退
xiū
hòu
lái
běi
hǎi
Why do you think so many people move to Beihai after they retire?
běi
hǎi
hòu
hǎo
huán
jìng
hǎo
Beihai has a great climate and a nice environment.
shì
yǎng
shēng
de
hǎo
chù
It's a great place for healthy living.
xiàn
zài
shuō
de
shì
tōng
huà
ma
Are you speaking Mandarin right now?
shuō
tōng
huà
ya
Please speak Mandarin!
tōng
huà
shuō
hǎo
My Mandarin isn't very good.
jǐn
liàng
shuō
tōng
huà
xíng
ba
Try your best to speak Mandarin, okay?
hǎo
de
Alright.
zài
běi
hǎi
yuè
de
shēng
huó
fèi
gài
shì
duō
shǎo
qián
Roughly how much is the monthly cost of living in Beihai?
shēng
huó
fèi
Living expenses...
rén
gài
yuè
For one person, it's about
zài
1
,
0
0
0
kuài
qián
zuǒ
yòu
around 1,000 yuan a month.
chī
zhù
fāng
miàn
For food and housing?
chī
fàn
Food,
hái
yǒu
shuǐ
diàn
fèi
a
plus utilities,
shí
zhù
xíng
zhè
xiē
and basic daily necessities.
lǎo
jiā
yào
pián便
yi
xiē
ma
Is it cheaper than back home?
hái
shì
gēn
lǎo
jiā
chà
duō
ne
Or is it about the same?
lǎo
jiā
pián便
yi
duō
le
It's much cheaper than back home.
pián便
yi
duō
le
Way cheaper.
fáng
dān
suàn
fáng
As for rent, just rent alone,
men
de
fáng
zi
shì
yuè
1
,
4
0
0
the apartment we rent is 1,400 yuan a month.
ǹg
I see.
běi
hǎi
de
jīng
zhǔ
yào
jiù
shì
yóu
fáng
chǎn
Beihai's economy relies heavily on tourism and real estate.
ba
zài
zhè
de
jiù
shì
xià
kàn
fáng
zi
My dad's hobbies here are playing chess and looking at properties.
yǒu
jìn
de
fáng
zi
ma
Are there any apartments nearby?
yǒu
a
yǒu
de
shì
Yes, plenty of them.
nín
zhè
ge
gài
6
0
píng
de
shì
tīng
A one-bedroom apartment of about 60 square meters
bān
dōu
shì
2
5
wàn
zuǒ
yòu
is usually around 250,000 yuan.
zhè
ge
jià
ma
At that price?
chà
duō
chà
duō
dōu
shì
zhè
ge
jià
Yes, they are almost all around that price.
chà
duō
2
5
wàn
zuǒ
yòu
shì
ba
Around 250,000 yuan, right?
zài
zhè
dài
le
7
nián
le
I've been here for 7 years.
ò
nín
jīng
zài
zhè
zhù
le
7
nián
le
Oh, you've lived here for 7 years already.
zài
zhè
mǎi
fáng
zi
le
I bought a place here.
mǎi
fáng
zi
le
You bought a house.
zhè
biān
fáng
zi
háng
zhōu
pián便
yi
duō
le
The properties here are much cheaper than in Hangzhou.
shì
háng
zhōu
rén
shì
ba
You're from Hangzhou, right?
háng
zhōu
rén
Yes, from Hangzhou.
shì
zhè
yàng
de
dōng
tiān
zhè
zài
zhè
This is what I do: in the winter, I stay here,
tiān
zài
kāi
zhe
chē
dào
西
zàng
a
dào
xīn
jiāng
and when it gets hot, I drive to Tibet or Xinjiang.
ò
nín
dìng
zhí
zhù
zài
zhè
ér
de
Oh, so you don't necessarily live here year-round.
xià
tiān
zhè
biān
de
fáng
zi
jiù
kōng
zhe
In the summer, my place here is left empty.
dōng
tiān
ma
dào
zhè
zhù
zhù
And in the winter, I come and stay here.
ǹg
ǹg
I see.
tuì退
xiū
gōng
shì
duō
shǎo
?
How much is your retirement pension?
ba
,
ba
Dad, Dad.
féi
biān
tuì退
xiū
gōng
yuè
shì
duō
shǎo
How much is the monthly pension in Hefei?
men
zài
4
,
0
0
0
kuài
qián
zuǒ
yòu
Ours is around 4,000 yuan.
dàn
shì
yǒu
6
,
0
0
0
But I get 6,000 yuan.
ò
háng
zhōu
biān
tuì退
xiū
gōng
shì
6
,
0
0
0
Oh, the pension in Hangzhou is 6,000 yuan.
shù
gāo
Your pension base is higher.
měi
tiān
zhè
yàng
Every day,
zuò
fàn
I cook for myself.
měi
tiān
zhè
yàng
de
That's my daily routine.
chī
hǎo
I eat well.
duì
suǒ
zài
zhè
biān
guò
jiàn
kāng
Right, so you live a healthy life here.
men
zài
gōng
yuán
tou
liú
liú
Taking strolls in the park.
xíng
Okay.
xiǎng
zài
běi
hǎi
mǎi
fáng
zi
ma
Do you want to buy an apartment in Beihai?
xiǎng
a
Yes, I do.
ma
ràng
But Mom won't let me.
děng
fáng
jià
shì
de
shí
hòu
zài
mǎi
I'll wait until the housing prices are right to buy.
gāng
cái
ge
háng
zhōu
de
ge
shū
shuō
That uncle from Hangzhou just said
yào
zài
zhè
mǎi
fáng
zi
not to buy a house here.
shuō
xiàn
zài
mǎi
huá
suàn
shì
ba
He said it's not a good deal to buy now, right?
shì
a
Yeah.
qián
nián
fáng
chǎn
bié
huǒ
de
shí
hòu
A few years ago, when the real estate market was booming,
jiàn
le
tài
duō
de
lóu
too many buildings were constructed.
rán
hòu
xiàn
zài
kōng
de
lóu
tài
duō
le
And now, there are too many empty buildings.
kōng
lóu
tài
duō
le
Way too many vacant buildings.
qián
miàn
ge
xiǎo
guǎng广
chǎng
Is that small plaza ahead
shì
jīng
cháng
xià
de
fāng
ma
where you often play chess?
shì
biān
shì
tiào
No, they do dancing over there,
pái
de
and play cards.
yǒu
shí
yǒu
xià
de
Sometimes people play chess.
yǒu
rén
xià
shí
jīng
cháng
xià
de
When people are playing, I often go join them.
dào
chù
dōu
yǒu
fáng
mài
fáng
de
guǎng广
gào
There are advertisements for renting and buying houses everywhere.
jīn
tiān
de
shì
pín
jiù
zǒu
dào
zhè
xiè
xiè
de
guān
kàn
men
xià
jiàn
That's all for today's video! Thanks for watching! See you next time!

Key HSK Vocabulary

Word Pinyin Meaning HSK Action
退休 tuì xiū retire HSK 3
多少 duō shao how many, how much HSK 1
叫好 jiào hǎo applaud, shout "bravo!" HSK 7
房地产 fáng dì chǎn real estate HSK 7
支柱 zhī zhù pillar, prop HSK 7
养活 yǎng huo support, provide for HSK 7
划算 huá suàn calculate, weigh HSK 7
海滩 hǎi tān beach HSK 7
乐器 yuè qì musical instrument HSK 7
沙滩 shā tān sand, seabeach HSK 7
养生 yǎng shēng care for life, conserve one's vital powers HSK 7
生活费 shēng huó fèi allowance, living expenses HSK 6
房价 fáng jià cost of housing, room rate HSK 6
学会 xué huì society, institute HSK 6
就是说 jiù shì shuō namely, that is to say HSK 6
舞蹈 wǔ dǎo dance HSK 6
物价 wù jià prices of commodities HSK 5
视频 shì pín video clip HSK 5
公认 gōng rèn accept HSK 5
入门 rù mén to get started, to be at the beginner level HSK 5

Grammar Notes

📌 得看…… (dé kàn...)
Used in spoken Chinese to indicate that a situation or outcome depends on a specific condition or factor.

这需要多少时间,得看你怎么学。

Zhè xūyào duōshǎo shíjiān, dé kàn nǐ zěnme xué.

How much time this takes depends on how you learn.

📌 奔着……来/去 (bènzhe... lái/qù)
An idiomatic expression meaning to head towards a place or do something with a very specific purpose or target in mind.

我这次旅行是奔着大熊猫去的。

Wǒ zhè cì lǚxíng shì bènzhe dàxióngmāo qù de.

I went on this trip specifically for the giant pandas.

📌 比……多了 (bǐ... duō le)
A highly common comparative pattern used to express that something is 'much more' [adjective] than something else.

这边的生活费比我老家便宜多了。

Zhèbiān de shēnghuófèi bǐ wǒ lǎojiā piányi duō le.

The cost of living here is much cheaper than in my hometown.

Have you ever found yourself staring blankly at your computer screen mid-workday, calculating exactly how many years you have left until retirement? If you’ve ever fantasized about trading the daily grind for a peaceful life of sipping tea and playing mahjong in a cozy Chinese city, you aren't alone. In their latest highly relatable skit, 在中国退休需要多少钱 (How Much to Retire in China), the creators at Learn Chinese Through Vlogs tackle this burning question with their signature blend of humor and everyday realism.

For language learners, this video is a goldmine for mastering real-life conversational Chinese. Moving far beyond dry, textbook dialogues, this lesson teaches you how native speakers actually discuss money, financial freedom, and lifestyle expectations in modern China. It’s the perfect way to sharpen your Chinese listening skills while discovering what it truly costs to live the worry-free retirement dream abroad.

Video Overview

Host Lala takes viewers to Beihai, a famous coastal city in southern China known as a haven for retirees (often called 'migratory birds' or 候鸟). Through casual chats with local seniors and her own father, Lala explores the affordable cost of living, cheap housing options, pension rates of different cities, and the vibrant daily activities of Chinese retirees.

✨ Dialogue Highlights

那得看你想过什么样的生活。
Nà děi kàn nǐ xiǎng guò shénme yàng de shēnghuó.
That depends on what kind of life you want to live.

This phrase utilizes the highly practical conversational starter "那得看..." (That depends on...). It is the ultimate realistic response to any subjective question about cost of living or budget in China, shifting the conversation from a fixed number to personal lifestyle choices.

没有个几百万,想都别想。
Méiyǒu gè jǐbǎi wàn, xiǎng dōu bié xiǎng.
Without a few million, don't even think about it.

This line showcases the common colloquial construction "想都别想" (don't even think about it / no way), which is used to humorously or bluntly dismiss unrealistic ideas. Adding "个" (gè) before the monetary amount ("几百万") makes the estimate sound casual and authentic to native speech.